I have turned on the reCaptcha functionality with 'Enabled, Automatically as Needed'
I've tried a test transaction with an invalid card and after enough attempts it triggered the reCaptcha.
But the message at the top of the screen says:
"Error: This transaction exceeds our fraud risk settings and cannot be processed. Please contact us directly to process your order."
But that is wrong as when I completed the reCaptcha and entered a valid credit card number, the transaction did get processed correctly.
I can see in the 'language' settings where I can change this message, but I assume the same message is used by the 'mini-fraud' protection and in that case the transaction would be blocked.
Is there a chance we could have separate message strings?