Prevent pre-paid visa cards with Stripe

Hello,

The Stripe API uses a funding parameter of the card object to show whether the card is a credit, debit or prepaid card.

https://support.stripe.com/questions/how-can-i-see-which-type-of-card-my-customer-is-using

Is there a way in FoxyCart where we can prevent prepaid credit cards from being processed, we only want to accept the funding types "credit" and "debit"?

Thanks,
Jeremy

http://www.ArmGem.com
Comments
  • brettbrett FoxyCart Team
    Hi @ArmGem. Good question. At this point, we don't have that capability. It's something we could look at adding.

    Out of curiosity, what's your use case for not accepting prepaid cards?
  • Hi @brett,
    Yes that would be something we definitely need at some point, as of now we have to refund any orders that come in using prepaid cards (even though we have it clear on our site they are not to be used).

    We rent high-end designer handbags on a monthly subscription, as customers have our property in their possession and as pre-paid cards are too easy to get (at any grocery store) to prevent theft and renewal issues we have decided not to take them.

    Please let us know if this is something you could add.

    Thanks!
    Jeremy
  • brettbrett FoxyCart Team
    Ah… interesting. That makes sense. I can say that we'll look into it, but I can't promise when or if we'll make it happen, unfortunately.

    Would doing subscriptions by PayPal and Amazon work better, perhaps? Our latest PayPal and Amazon integrations both handle recurring billing. (The new PayPal Reference Transaction approach is WAY better for recurring billing.)
  • ArmGemArmGem Member
    In case anyone else needs this same functionality, we have found that with Stripe's "radar" rules feature (https://stripe.com/docs/radar/rules ) we can now block cards that don't match the street and ZIP code. We have found this blocks most pre-paid cards since they by nature don't have a registered ZIP or street address.
  • fc_adamfc_adam FoxyCart Team
    @ArmGem,

    Thanks for updating this thread with your solution there! Glad you were able to make it work.
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